A guide for insurance brokers 

Selling cruise insurance to your clients

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More and more people today are making the most of their leisure time and discovering the world by sea.

Cruises are growing in popularity, particularly – but by no means exclusively – among the over-50s. They combine luxurious accommodation, educational and entertainment opportunities, a social scene, fantastic dining, and smooth travel between several fascinating destinations. Yet cruises present special challenges to insurers, including an increased likelihood of cancellations, the need to cover more destinations, and potentially higher medical costs if airlifting is required.

This guide explains why travellers need dedicated cover for cruises, what the characteristics of cruise cover are, and how brokers can ensure their clients get the right insurance to keep them covered for their ocean-faring adventures.

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